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Impound
Insurance

What type of driving licence do you hold?
Date of Birth
Day
Month
Year
male-police-officer-in-green-uniform-standing-with-2023-11-27-04-50-31-utc.jpg
What type of driving licence do you hold?
Date of Birth
Day
Month
Year

Impound
Insurance

Quotes from leading UK brokers

Competitive Rates

Short & Simple Form

male-police-officer-in-green-uniform-standing-with-2023-11-27-04-50-31-utc.jpg

Impound
Insurance

What type of driving licence do you hold?
Date of Birth
Day
Month
Year

Quotes from leading UK brokers

Competitive Rates

Short & Simple Form

What is impound insurance?

Impound insurance is a specialised type of motor insurance designed to help vehicle owners reclaim their vehicles after they have been impounded by the police or other authorities. This insurance is typically short-term and provides the necessary cover to meet legal requirements, allowing the vehicle to be released from the impound lot.

Key Components of Impound Insurance

1. Short-Term Coverage: Impound insurance is typically offered on a short-term basis, usually for a minimum of 30 days. This ensures continuous coverage as required by law for the vehicle to be released from impound.

2. Third-Party Liability Insurance: The minimum legal requirement in the UK, this covers liability for injuries to others and damage to their property. This is essential for meeting the legal criteria to release the vehicle.

3. Comprehensive Cover: Some policies may offer comprehensive coverage, which includes third-party liability as well as protection for the vehicle itself against damage from accidents, theft, vandalism, or natural disasters.

4. Documentation Support: Impound insurance policies provide the necessary documentation to prove to the authorities that the vehicle is insured, facilitating the process of releasing the vehicle from the impound lot.

Who Needs Impound Insurance?


Impound insurance is required for vehicle owners whose cars have been impounded due to reasons such as:
 

  • Driving without valid insurance

  • Illegal parking

  • Failure to pay road tax

  • Driving without a valid license

  • Involvement in criminal activities

Legal Requirements and Benefits

In the UK, all vehicles must have at least third-party insurance to be driven on public roads. If a vehicle is impounded and the owner does not have valid insurance, they must obtain impound insurance to meet this requirement and legally reclaim their vehicle. Without this insurance, the vehicle cannot be released and may eventually be destroyed or sold at auction.

Having the correct impound insurance ensures legal compliance and provides peace of mind. It allows the vehicle owner to quickly and efficiently retrieve their vehicle, avoiding additional storage fees and potential loss of the vehicle.

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