1. Goods in Transit Insurance: This covers the goods being transported against loss, theft, or damage during transit. It is essential for couriers to ensure that their customers' items are protected, providing peace of mind for both the courier and their clients.

2. Courier Vehicle Insurance: Similar to standard vehicle insurance but tailored for high-mileage and commercial use. This can range from third-party only, which covers damages to other vehicles and property, to comprehensive cover, which also includes damage to the courier’s own vehicle from accidents, theft, vandalism, or natural disasters.

3. Public Liability Insurance: This protects against claims from third parties who may suffer injury or property damage as a result of the courier's business operations. It is crucial for defending against potential lawsuits and covering compensation costs.

4. Employers' Liability Insurance: Required by law if the courier business has employees. It covers claims made by employees who might be injured or become ill as a result of their work.

5. Breakdown Cover: Given the extensive use of vehicles in courier services, breakdown cover ensures that the vehicle can quickly return to service, minimising downtime and loss of income.

6. Legal Expenses Insurance: This covers legal costs that may arise from disputes related to the courier business, including claims defense and recovery of uninsured losses.